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Time Limited Pet Insurance

Provided by Pinnacle Insurance plc

As an alternative to Lifetime and Maximum Benefit, our Time Limited Pet Insurance could be the cover you’ve been looking for. Take out a Time Limited Dog or Cat Insurance policy, and we’ll help look after those furry little paws whenever they get themselves into a scrape or come over a little poorly.

Argos Pet Insurance want to be with you and your pet whenever we can be, not just when they’re a bit under the weather. Though we realise that’s when you need us most. All our policies come with a full complement of benefits to help look after you and your pet.

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What does Time Limited Pet Insurance mean?

Time Limited means just that really, it’s pet insurance that’s limited to a period of time. In this case, each condition is covered for 12 months from the first treatment date, or until the vet fee limit is used up, whichever is sooner. That’s why it can sometimes be known as 12 month pet insurance. When you take out a Time Limited plan, your pet will be covered for illnesses and injuries up to the vet fee limit of the policy per condition.

Where Time Limited differs from other policies is that as soon as your pet has that first treatment, the time limit on the policy kicks off. From that point, the condition will be covered for 12 months or until the vet fee limit is reached. Reach the limit, or the 12 months expires, whichever is first, the condition is no longer covered. But it is only for that condition, if your pet suffers from a different condition, you can make a new claim, and the process will start again.

What is included with Time Limited Cover?

Time Limited Insurance cover is available for dogs and cats from as soon as they turn 8 weeks old, though there are upper age limits on taking out new policies. There are two cover levels to choose from, giving you either £2,500 or £4,000 to spend per condition on vet bills and treatment for your pet.

Included with every Argos Pet Insurance policy are our features and benefits, that are ready when you need them. If your pet goes missing, we can help with a reward and local advertising to help reunite you with your furry friend. And if you ever have a worry about pet’s health or even their behaviour, our vet nurses are available 24/7 through Argos Vet Assistance.

Compare Time Limited Pet Insurance Cover

So you can easily see the benefits on offer with our Time Limited Pet Insurance cover levels, we’ve created this comparison table for you to review. So you can do a true comparison, we’ve included all our cover types.

Which pet insurance, Time Limited or Lifetime?

Deciding which pet insurance to choose from, Time Limited or Lifetime Cover is one thing, but there is also Maximum Benefit as well as Accident Only to consider. However, we don’t offer Accident Only, so you will need to look at another provider if it’s a consideration.

Now you’ve read up on Time Limited, we’ll jump to Lifetime and Maximum Benefit. Lifetime protects your pet up to a set vet fee limit, which resets every year, and gives you peace of mind new conditions will always be covered. Maximum Benefit covers every new condition your pet comes down with up to a set vet fee limit per condition, reach the limits and then conditions are no longer covered.

We understand it can be a difficult decision when it comes to pet insurance, Time Limited or Lifetime or Maximum Benefit? Take your time, get some pet insurance quotes, and make the choice based on the needs of you and your pet, then you should be fine.

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