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Maximum benefit pet insurance

Provided by Pinnacle Insurance plc

If you’re looking to protect your cat or dog with pet insurance, maximum benefit pet insurance could have the level of cover you’re looking for. Protect your puppy or kitten from 8 weeks old and any time they come down with a new condition, max benefit can be there to help care for your furry friend.

Along with helping to look after your pet’s veterinary fees, our maximum benefit insurance policies include 24/7 access to vet nurses whenever you need advice about your pet’s well-being and additional benefits to help when your pet needs it most. It is important to note that there are upper age limits when taking out a new policy.

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What does max benefit pet insurance mean?

Pet insurance can be tricky to get your head around at the best of times, so here’s max benefit pet insurance explained. Maximum benefit or max benefit or per condition pet insurance, as it’s sometimes known, is just that, a per condition pet insurance that covers each condition separately up to a set amount – the maximum benefit.

What that means to you as a pet owner is that if your pet was unfortunate enough to suffer from 3 different conditions at a time, that’s 3 claims and 3 different maximum benefits to spend on vet bills and treatment costs. Even though the vet fee limit doesn’t reset annually, your maximum benefit pot is there to spend on each condition when you need it, until you’ve used it all.

This means that if your pet suffered from the same condition more than once, and you still had some of your benefit left, you can spend it on the condition until you’ve reached the maximum amount. Once you’ve used up a single conditions benefit, you won’t be able to claim for that condition again, and you’ll need to cover the costs if your pet suffers the condition again.

What is included with max benefit cover?

Argos offer 2 levels of max benefit cover, giving you either £2,000 or £5,000 to spend per condition, at any time, until that limit has been spent. On top of the veterinary fees included in our max benefit policies, there is also a full range of features to make use of.

Included with every policy is 24/7 access to our pet advice service Argos Vet Assistance. If you ever need a little pet peace of mind, our vet nurses are on hand to help you with advice on everything from everyday pet care to bereavement counselling. Pet ownership has a lot of ups and downs, and our policy features are there for you throughout your pet’s life.

Compare maximum benefit pet insurance cover

There are only two maximum benefit cover levels to choose from, so this makes comparing them easy but you should think about other types of insurance The comparison table below includes all our cover types and features so you can draw comparison side by side. So if you have a dog that’s a bit of a flight risk and has a habit of wandering off, it’s good to know how much you can claim for to find your dog.

Max benefit or lifetime pet insurance?

Comparing between maximum benefit cover levels, is, on the face of it, pretty straightforward, but what about in terms of other types of pet insurance. Argos Pet Insurance offers you three types of cover to choose from, but which one is right for you? Lifetime or max benefit pet insurance or time limited cover?

Before you make your choice, do a bit of research and understand each cover type and what that would mean for your cat or dog. Lifetime insurance is comprehensive cover where you don’t need to worry about your vet fee limit running out, because it renews every year. Time limited on the other hand also has the set vet fee limit. However, after 12 months from that first treatment, or if you reach the limit first, you won’t be able to claim for that condition again.

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